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an the average for all workers for the occupational category. Of the five industries employing the largest number of loan officers and brokers, M anagement of Companies and Enterprises featured the highest annual wages at 71,740. The Other Financial Investment Activities category paid the highest overall wages at 87,890 per year. State Comparison The state employing the largest number of loan officers and brokers was California, a nd workers in the state also exceeded the average income for the occupational category, earning 75,450 per year. Florida employed the second-hig droid ultra icons hest number of workers, although the average annual earnings in the state were only 57,780. New York was the state with the highest average earn ings at 104,230 per year. Oklahoma was the state with the lowest annual earnings at 46,480. Metropolitan and Nonmetropolitan Areas The metropol poesie jim morrison libro itan area of New York-White Plains-Wayne NY-NJ featured the highest average annual income for loan officers and brokers in the nation as at 119, .

with the largest number of workers, who earned an average annual income of 56,590.FLSA Rules The Fair Labor Standards Act governs work hours, o vertime and exempt and non-exempt classification status. However, the FLSA doesn't address benefits such as vacation time or sick leave because - - contrary to what many believe -- the federal law doesn't require that employers provide such benefits to their employees. That being said, the FLSA does address sick leave, vacation time or PTO in its rules on improper deductions for employees classified as exempt workers. The FLSA prohi free gui textures bits employers from making improper deductions from exempt employees' paychecks for partial-day absences. Partial-day absences are only properly deducted from exempt pay if the employee has exhausted his PTO and is on a leave covered by the Family and Medical Leave Act. FMLA The Family and poesie jim morrison libro Medical Leave Act (FMLA) was designed to provide workers with time off for serious medical conditions of their own as well as those of a family .

m work for 12 weeks for a serious health condition and subsequently take off additional time for vacation, creating a vacant role in the company for an extended period. The FMLA regulations don't require the use of PTO; it's up to the employer to decide whether to require that employees us e PTO for leaves of absence under the FMLA regulations. Workplace Policies Generous time-off policies are benefits that attract applicants. Howev er, when employees accrue time by virtue of their time on the job, they can accumulate several weeks of time off. It's not unusual to see employe audio books format e PTO banks with a year's worth of time off. Some companies implement use-it-or-lose-it policies for employees' PTO, which reduces the amount of PTO an employee can carry over from year to year. Creating a written policy is an effective way to require employees to use their PTO. Employer's poesie jim morrison libro Right The circumstances for which an employer requires the use of PTO may vary; however, it's always advisable to have the PTO policy in writing .

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